So I am going to honor that no matter what even if I have to take a hit on selling some stocks prematurely and taking a capital gains tax. 

Spoke prematurely - I just saw the pictures!  

I posted my question prematurely without browsing this site to see all the knowledge that could be learned just from listening to the listed podcast subjects,books and forums.

Since you currently live in your only property and merely rent out a room, I personally think that a LLC is premature.  

Am I premature in wanting to pick a business name and making business cards?  

Although getting a pre approval may be a bit pre mature, speaking with a lender to get everything in order will save you headaches down the road. 

He believes we breached the contract (not signed) by prematurely terminating it.

@Ben FirstenbergA premature welcome to Denver.

Over the course of that time I will never have to purchase chemicals, have significantly less wear and tear on my pool pump and pool heating elements, and overall have less corrosive activity in the cabin pool room itself with things like door hinges, some furniture, and anything metal rusting prematurely.

IRA will be taxable, and you would have to pay penalties for premature distributions.