I think it would be wise to not veer too far from 70% as that number is in place to help people not lose their pants if all goes to pot (you've got lots of wiggle room).

While I didn't need to spend the time and money to get the determination letter, I sleep better at night knowing that I don't have to worry about the IRS coming after me at some point in the future because my plan administrator might have screwed up (accidentally or purposefully).Here is the current recap from the IRS on ROBS transactions:http://www.irs.gov/Retirement-Plans/Employee-Plans...Here are a couple noteworthy (in my opinion) parts:Regarding the use of ROBS by business owners:  "Overall, the research we conducted and the responses we received to the compliance checks indicated that while some of the ROBS were successful, many of the companies in the sample had gone out of business within the first 3 years of operation, experiencing significant monetary loss, bankruptcy, personal and business liens, or had their corporate status dissolved by the Secretary of State (voluntarily or involuntarily).

It also has a tram that goes to the hospital which is handy for hospital workers.There has been criticism for creating street car and other amenities to the Pearl (another exclusive area) while other parts of town have huge pot holes in the roads.

If the tenant doesn't leave voluntarily, the clause has no teeth.

I've never smoked in my life, but it just amazes me that pot isn't legal at this point.

It doesn't sound "illegal" but this whole thing with a "mentor" taking a $2000 fee and then his wife also being the seller making a profit without disclosure leaves a little bit of a bad taste in my mouth.There are probably many who would argue that by being in the hard money business, I'm the pot calling the kettle black.

There is always a chance that they will leave voluntarily.

In some situations the developer is offering a true discount to today's prices by putting into the pot the savings they expect.

We have to let this pot churn for a little more.

Renters came in and grew pot, Vietnamese guys.