@Abigail King I mean, I wouldn't classify it as "creative financing" as much but my favorite strategy has been the BRRRR Method for many years.  

I've done extensive research into the options and a lot of the paid options seem to focus on teaching specific investment methods.

But I am so intrigued with the BRRRR method just not sure this is the one for that.

After about a month of no response on FF I switched my method to LTR.

These properties can often be acquired through creative financing methods like:Seller Financing: Negotiate flexible terms with motivated sellers who want to avoid traditional bank processes.Lease Options/Subject-To Financing: Take over a seller’s mortgage without assuming full responsibility, especially for properties needing renovation.Creative Terms: Adjust terms to fit market conditions, like offering lower down payments or longer payoff periods.Staying connected with investors and tailoring deals to current conditions can help you secure opportunities even in challenging markets.

Given your situation, one strategy that could work really well for you is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat). 

Figure out a method and process to pay as much as you can while making a good profit for your efforts and risk.

Lots of methods and resources.

Some investors rely on the BRRRR method to keep their capital working, but in a high-rate market, a short-term strategy like flipping a property could also provide a quick cash injection to maintain growth.

For those that rely on traditional methods and personal experience, I can understand this perspective.