They're the ones that have taken the biggest hit. 

2021 hit and that is when I became financially free and was able to retire from teaching at 55 yrs old.

For the average buyer, sooner or later you are going to hit a wall with your DTI.

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

Indiana has several markets that can hit the 1% rule, particularly with duplexes and small multi-family properties.

Most turnkey guys are doing great if they're hitting an average rip of $10k-$20k.

U dont get the reality of it till it hits you..

I think the threat of lawsuits, and perhaps the realization that they're out of their league, is starting to hit home.

Quote from @Reeti Peshawaria: Hi, I'm in the process of learning about short-term rental investments and analyzing potential markets, but I’ve hit a major roadblock: understanding local regulations.

The key takeaway was timing...selling each property in a way that allowed him to hit the 45-day identification period without rushing into a subpar deal.In your case, with SFHs in Jacksonville and Ocala plus that duplex in Port Charlotte, I’d look at where each market stands right now and figure out if there’s a single buyer who’ll pay close to fair value for the whole set or if you might do better by splitting them up.