Subject To isn't by it's nature fraudulent, it's just the hammer the attorney will use to try to win his case.

Quote from @Phillip Austin: There are two alternatives to a security deposit, which I speak about in my book.

It kind of seems like you are looking to call their bluff but that only works if they are raising rents above market and you have an alternative. 

Be active, transparent, and provide helpful insights and leads will naturally find their way to you.I couldn't agree more.

An alternate viewpoint is that the group is closing so many deals because they have an edge in a competitive market.

Alternatively, if you leave your paycheck in your checking account earning .01% interest, there is no real benefit.  

Functionally, it operates as a 2-story home since the downstairs area has multiple windows in each room and plenty of natural light.

If you're looking to househack again, then the conventional 5% down is a very viable alternative to the 3.5% down FHA option. 

It's really unfortunate that people flash their wins on internet, and then other thousands of people naturally try to replicate that.

The existing number of vacation rentals are so far over those caps that anyone who gets on the wait list today will likely wait 5-10 years before they're up for a permit.I do think this is the natural progression of what is still a relatively new industry.