For a single property, a strong umbrella insurance policy may offer sufficient protection at a lower cost.

Some of the best performing properties can have an occupancy around 60% for the year and sometimes lower.

Then they lowered the price to $340,000, a step in the right direction, but not as big a step that I liked. 

Fines are charged.

But if you're comfortable with rougher areas, then you can definitely find properties at lower prices.

I was reading up about it, and saw that the cons of oil heating include needing to top up the oil supply, lower efficiency (than gas and electric), and potential leaking of tanks leading to environmental issues.Is anyone familiar with oil heated homes?

Note: Florida charges a hefty tax on rentals under 6 months. 

Are there any lenders who are lower than this, I've been brokering myself.

So, yes, you'll get a lower percentage of the cash flow (which isn't that high anyway for long-term rentals like pretty much anywhere in the world, including the US) but you'll get appreciation and loan amortization.b) You successfully invest in STRs and make enough money that you don't care that much about the higher taxes.To conclusion, as a foreigner investing in Spain, with a few exceptions of specialized niches, I focus on areas that have (high) capital appreciation and short-term rental potential.Hope this helps.

The meters are rented and the monthly fee ($7.50) can be charged to the tenant on their statement.