Do you have a minimum loan duration?

Went on to purchase additional rentals so tenants can pay down the loan and I build equity How did you find this deal and how did you negotiate it?

This allows you to spread your investment risk and potentially earn passive income from real estate without dealing with property management.Private Lending or Hard Money Loans: If you're open to lending your money, you could offer private loans or hard money loans to real estate investors.

@Carlos Ptriawan to add to what you’re saying, if an investor has a mix of properties (great ones and lesser ones) and they are looking to streamline, they could sell the less desirable ones, pay the gain taxes, and use the proceeds to pay down/off the loans on the most desirable properties they want to keep long term.

I was last getting terms around 5-6% for the first 5 years, then floating with prime, 20 year term. 

Here in the USA you need what's called a "construction loan" and it's also very hard to find a company that will insure you if you're a newbie.

Absolutely - East Hill is a really popular area for traveling heath care professionals, as well as military on short term TDY orders who are looking for furnished stays.Keys to success for my condo have been keeping the furniture fresh, and not looking like every other listing out there.

Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

I believe they are recouping costs associated with loans they don't close.

I'm not using that term negatively, as I believe that they are filling a need - the alternative for those tenants may be homeless shelters or living under a bridge.