![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3172715/small_1737492333-avatar-lindseyw61.jpg?twic=v1/output=image&v=2)
29 January 2025 | 7 replies
Instead of a 1 to 1 ratio, the required ratio can be 1 to 1.2 or 1 to 1.25.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2838182/small_1735874027-avatar-codyc321.jpg?twic=v1/output=image&v=2)
3 January 2025 | 4 replies
My wife and I also own the only interior design company specifically for real estate investors, Ivory Home.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2838182/small_1735874027-avatar-codyc321.jpg?twic=v1/output=image&v=2)
5 January 2025 | 7 replies
@Cody Caswell there's several things to ask about here that might not be answerable in a forum:- Why do you need an FHA loan?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2969547/small_1710098866-avatar-davids2772.jpg?twic=v1/output=image&v=2)
2 February 2025 | 4 replies
If the cosigner is not contributing funds but is just helping secure the loan, whats a fair way to compensate them?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2681214/small_1737332622-avatar-rohitr25.jpg?twic=v1/output=image&v=2)
30 January 2025 | 6 replies
The lender is pushing you to do this to get an FHA loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2885434/small_1728139774-avatar-najehd.jpg?twic=v1/output=image&v=2)
15 January 2025 | 12 replies
A couple of months ago, I purchased a property using a hard money loan for $115,000.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/941288/small_1694565296-avatar-maryjay.jpg?twic=v1/output=image&v=2)
21 January 2025 | 6 replies
hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2413292/small_1695626534-avatar-makib1.jpg?twic=v1/output=image&v=2)
8 February 2025 | 8 replies
A few thoughts- do you have any equity in the car with the $20K loan?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2250205/small_1649989455-avatar-walderj.jpg?twic=v1/output=image&v=2)
5 February 2025 | 5 replies
The most successful loans are those that do not procrastinate and get the appraisers In ASAP so you can get over any unexpected bump in the underwriting process.