I am happy to help you in any way I can navigate the Dayton landscape!

The reality is that the insurance landscape has shifted dramatically in recent years, and underestimating those expenses can be a costly mistake for syndicators and investors alike.Insurance Escalators: A Changing RealityYour point about the outdated assumption of a 3% YOY increase in insurance is spot on.

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

Where I live the pool and landscaping will run me about $130k.

Surely there is some expense for the landscaping water that is not covered by the residents. - Of course, this assumes you are managing the property with free labor. 

-Landscape lighting (It's a long driveway ... lighting on it?

Patience and diligence are key as you navigate this investment landscape.

With its inviting curb appeal and well-maintained landscaping, 17 Penny Lane stands as a testament to both style and practicality.Upon entering, you are greeted by a warm and welcoming atmosphere that flows seamlessly throughout the property.

With the HOA payment at the condo, I don't pay any utilities, I don't worry about landscaping or maintaining the multiple pools, hot tubs, lazy river, etc.  

(Trash, water sewer, landscaping, outside maintenance?)