To finish the interior of a 480 sqft garage.If an efficiency ADU costs 33%+ of the total value of the existing improvements, it's really hard to make the numbers work.

We hired Bildwise for a renovation of our 1965 single-family home that included complete electrical rewiring and updating, roof replacement, light kitchen and bathroom remodeling, new flooring, new interior paint, and masonry repair.

Just not sure if it's something to keep moving on with my limited capital for the interior remodel as well.

If the HELOC amount you're requesting is relatively low (often below $100,000), lenders might waive the full appraisal.Drive-By Appraisal : Instead of a full interior inspection, a drive-by appraisal involves the appraiser evaluating the exterior of the property only.Desktop Appraisal : This type of appraisal is conducted remotely using data and photos provided by the homeowner or real estate agents.Based on the little knowledge that I have about stuff like this it sounds like you need to connect with existing lenders in your network or find new lenders in your network that have programs aligned with your goals.

Like replacing remodeling a restaurant you purchase with new interior, grills, fryers and coolers... you are investing in the long term of your business.  

It showed that maintenance/cap ex is higher than all the calculators default percentage would reflect and higher than I would have expected.  2/2 Condos with just interior is ~$300/month.  

You know, the one that MIGHT not have any deferred maintenance even though there are no interior photos... yeah lolThe reality is, you've done this a couple times (using your HELOC to fund investment purchases in Peoria).

We wanted to give the tenant some more time since they recently lost their job, but I don't understand why the tenant is dodging the PMC's request to take photos of the interior.

What is a good starting place for an estimate to completely overhaul the interior of each 900 sq ft 3br/1ba unit as current tenants move out? 

For those of you with homes or rentals in Florida, especially the interior like Orlando, do you opt for Wind/hurricane coverage?