I am still a person first and if you would have seen how vulnerable and scared Melanie was...you too would be moved by what we witnessed. 

When company is 100% software (unlike 50-50% in Hardware/Tech in the south) they are more vulnerable to downturn in economy.

The reason banks freeze HELOC's is because they are generally in the 2nd position behind a mortgage which makes them very vulnerable to plummeting home prices since the mortgage has first dibs on any sale of the foreclosure of the home and this leaves the HELOC lender SOL.

Also, changes made in 2008 to the federal partnership tax return (IRS Form 1065) make it easier to detectwhen drop and swap transactions have occurred, thus making such transactions more vulnerable to challenge by taxing authorities.

If you want to seem like a sneaky, clever agent trying to turn a profit on a vulnerable seller, then yes you probably will be questioned and looked at.

However, I don't want to leave my self vulnerable to legal action due to violations I am ignorant about in that regard.

The presenter Preyed on these vulnerable people's emotions to try to get them to hand over their money to join the "Mastery".

I suspect we will see additional state regulations regarding the matter as this always occurs when criminals enter an arena where there are plenty of vulnerable people who give trust long before it's earned.  

There are likely people who wouldn’t feel as vulnerable who would take the place and it’s a win win.

I am in a vulnerable position with the tenants using the electricity without the fear of the consequences of high energy consumption.