Albeit it’s winter in Ohio and i prefer working inside and have plenty of indoor work needing done.

They used the profits to fund their life style.2.

I used my VA home loan at a 6.375%  ranch style 3 bedroom 2 bath 1316sqftPurchase Price: $268,552monthly payment is $1930  I do not pay property taxes. 

Some rehab style lenders make it difficult for newbies to gain maximum leverage due to lack of deals done.......NOT US!

Southern Cali style homes are on the rise in DFW.

I have seen properties convert the radiant heat system to electric board heating style during remodels.

You can get quality guests/tenants for good rates and it can be a very good investing style when done right.

The disadvantage is that the indoor units are a bit large but if you place them nicely they'll blend in to any room.Another advantage is the upfront costs are much less than a traditional AC system.

I wanted to be very Dave Ramsay style on my personal property... high down payment (30-5% and only 10 or 15 year loan). 

Lastly when I was newer in the business I was a Land ONLY specialist I sold smaller to larger Ranch style land and depending on where it was and how difficult it was to show standard fee's in those  days was 10% and on some of my deals that were 40 miles of dirt road back into Mendocino National Forest and took someone with my unique skills with maps and compass's to even find the land I charged 20 to 30% commish on those.