Prior to getting the rental certificate I had to have all horizontal surfaces tested for lead paint.

If your lot is flat with all utilities to the site then this should mitigate some lender's concerns as it is usually the horizontal construction that has the most unknowns and results in the difficult and expensive cost overruns.The fact that you have equity in another property could be helpful for lenders who would consider cross-collateralizing to achieve their desired LTARV ratios, but I would not offer this at first. 

Also, Everyone must be able to put on different hats for different conversations, and separate neighbor disputes—which are argued horizontally as equals—from landlord-tenant disputes, which are vertical between a creditor and consumer.

The speaker was saying that the trend where decorating consisted of using earth tone colors has long passed and the new trend is to go with gray colors and everything should be square like kitchen cabinet doors are not flush and square, door knobs and handles are now square, bathroom towel racks are square, paint on walls is gray fencing in not longer vertical and everyone is going with horizontal wood fencing, outside walls on properties is gray.Personally, I disagree with the decorating and I hate gray walls inside a house with a passion.

Beams carry loads horizontally from floors and walls to foundations, walls or columns.

I call this Horizontal learning.

Maybe a tile backsplash since you wouldn't need a lot of it.I'd also swap out the hardware for something more updated and make them vertical on the doors instead of horizontal.

In this case it is a horizontal row of 3x6 then a row of 6x6 offset in a brick style and keep alternating rows. 

Regarding the crack in the cement: If there isn't a lot of vertical or horizontal movement, I would probably just fill it with some type of elastomeric filler.

However, with a laser level inside they said one end of the house horizontally is 1” lower than the other and front to back just 1/4”.