@Tim Delaney hit in on the head here!

Hi everyone, joined BP last year for all the freebee calculators and finding myself a bit over my head and in need of some advice...Have a commercial property bought on land contract, 0 down, 5%, amoritized over 30 years with 6 year balloon for 120k last year.

@Bruce Woodruff hit it on the head by pointing out you need to have goals that are realistic, logical, and attainable. 

It sat for a bit and the price was lowered to 46k so I toured the house and made an offer of 36k after adding up renovation cost in my head.

It's hard for me to imagine suburban office / retail getting hit harder than it already has, and a small building for small companies in the services field feels interesting to me - right now that's a "Feel" and I have to wrap my head around whether data supports this hunch or not, but I do at the very least like the fact that office has been hit so hard, and seems to have no net new supply coming online. 

comment of the year, as I agree - you go on many of these facebook groups and I shake my head at the amount of kool-aid people drink, and would have used the same term you used but thought it probably not as PC for me to say it. 

.: It's a fair proposal, but I would have headed that off quickly and said no in the first place.

Give them a portion of the profits from the STRs and have a buy-out clause when you have the funds to refinance.I am sure there are many other potential options for you to look into, but just off the top of my head these 5 came to mind.

It was appreciating pretty rapidly for a while and a lot of flippers moved in.

It is easy to get upset as an owner, but cooler-heads are better.