other posters have started threads saying they're going to buy STRs for tax savings... and this doesn't make sense to me.  

$60k profit pre-tax.

However, these programs typically qualifies borrowers based on their income, such as tax returns.The DSCR would be a good option considering you and your husband are entrepreneurs and the tax returns don't look good on paper.

And of course we're in agreement on consulting a tax pro.

It has cost many people including myself a lot of unnecessary money and still is because you deal with the tax portion of opening unnecessary LLCs recommended by supposed professionals. 

Despite the equity We also want to take advantage of tax advantages we did stay in the property for 2 years !  

The accounting class will help you keep your books in order and understand your taxes.

So if you buy a 5 bedroom house and rent the spare 4 bedrooms = you can still sell tax-free under the 121 (you just pay back depreciation) If you buy a duplex and rent 1/2 and live in 1/2.

Hey, I’m not an investor, but some unexpected costs to consider are closing costs, agent commissions, and most importantly, taxes.

When I did my first house hack in Columbus I showed very low income on taxes.