We are not too strapped for cash, but it always seems better to have more in the bank than less.

Paid off real estate cash flows extremely well.

I have been looking at properties and it seemed like the seller s  based their price on zero percent cash flow for the buyer.

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

Purchase price: $900,000 Cash invested: $15,000 6BB/3.5Bath 4000sf on 3.4 acres near several wedding venues.

- If so, 1031 into something bigger and easier to manage and then when you pass, the inheritor receives your property(s) at a stepped up basis - subject to Inheritance Tax limits.Otherwise, sell one every 1-5 years when you need the cash, so you can plan expenses to offset capital gains.

You could also do a cash out refi.

I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans.

Are you looking for cash flow/appreciation/a little of both?

A cash-out refi could allow you to set aside some funds as a reserve or at least pay down your debts so that your lines of credit (credit cards etc) can act as your emergency reserve when more bad things happen.