It is incredibly difficult when you are so busy in life that it's just easy to read a bunch of books but very difficult to spend time to try to make sense of all the reading and look to see how it really works in the specific scenario you are getting into.The more we become sophisticated in our knowledge, the more we can have a fuller understanding of the sophistication of predicting the future.

TransUnion already has a similar score, called the 'Resident Score' that is tied to applications, giving a fuller view of the applicant rather than just the applicant's credit score. 

Myself, I endured a thorough lashing by my CPA on how I should have booked some more write-off's, acquired some book losses, yes I 100% would have LOVED to had some more deal with book losses.

Quote from @Carolyn Fuller: The vacancy rate in Cambridge is currently .54% but you can find out what the vacancy rate for your specific area is by doing a Google search:vacancy rate [name of city]BostonPads has real time vacancy rates for all the areas in and around Boston.

This number is much more helpful when comparing two investment opportunities as it tells a much fuller story than the cap rate.

He lashed out at me stating to not try and trick him into having him say something that a crafty attorney might come back.... or something like that.

Quote from @Leticia Fuller: Hello All, I, too, am interested in converting from a 1-family to a 2-family.

You have both been very helpful to me over time, and I respect you both; but this is not the first time you've lashed out at me over a perceived slight.

Quote from @Carolyn Fuller: The only thing I would add to @Trent Reeve's awesome ChatGPT generated output is if there is anything about your rental property that a guest might not be 100% happy about, highlight it in that initial response.

It will give you a much fuller picture.