maybe only be extra $40,000 to build open loft... and I would guess I could possibly charge $2000/mo rent, not sure>>***I was kinda crunching numbers...if I'm estimating it correctly it will take me over 4.5 to 6.5 years in excess rent to make up the cost of building the private loft.....does that seem worth the extra loft cost?

Beyond that, any excess cash I have will either go into investments or into savings for a down payment on my next property that I can house hack again.

Even the best managers charge a much lower rate, like a flat fee of $200 or maybe 25% of a month's rent.

Tenant B has the option to enjoy W/D for a set, flat monthly fee.

However, excessive shifting could indicate that the opener isn’t secured tightly or aligned correctly.

An advisor, not affiliated with any investment house, who works on a flat fee basis would be a step in the right direction. 

If the insurance company sends me a two party check can I accept the excess funds without penalty?

Of course they still need to meet the other criteria, but I do think 5x is excessive. 

This would be a flat fee payment for the use of their license for permitting SFH.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.