Hi Ryan,Typically construction financing isn't based on your taxable income and rather more contingent on your experience, FICO and the deal itself.

I am very aware of what he suggests and agree with him.I have found that there are opportunities in the area for seller financed deals.  3 of the properties I purchased in the area I utilized seller financing. 

I want to devise a plan to get you back on your feet.”I feel I need to be a little more firm so I told them I need November's rent by tonight, and asked for 10 proofs of job applications. 

After communicating with a prospective resident (Google Voice #, usually by text), with just a name, telephone number and email, the applicant can pay $55 to provide us with a background, eviction and credit check.

Also there is an additional tax on the returns due to the financing. 

I also know a guy that does a lot with creative financing on the I-5 corridor but he is mostly Wrapping them or fix and flips. 

Looking for long term financing, no bridge loans. 

Get Familiar with Financing: Educate yourself about different financing options available for commercial properties, including conventional loans, hard money lenders, or seller financing.

Quote from @Daniel Tanasa: Another option is to get a small cash out refinance from the house you plan on fixing up, if is in financeable condition, and use that to fix it up, while still cash flowing.

How did you finance this?