Essentially he's (Michael Lush) peddling using a HELOC to completely refinance your mortgage and then using it as a checking/savings account.

Interest rates are going to be forced to be reduced for several reasons, not least of which the housing market is essentially seizing up and it (with ancillary businesses) is a larger part of our GDP than many years ago when we had a significant manufacturing base, and the US needs housing to be active and healthy.

You’re essentially creating a job for yourself unless you build a flipping business that can operate without you.

It's essential to screen your tenants thoroughly.

If a property can come close to breaking even then it's essentially "cash flowing" in my book. 

Wra mmortgages, while they may bring along a seller for the ride, is essentially the only way to create income for the seller to offset the debt. 

Understanding cash flow and expenses is essential.

Here's how it works:If their deposit is $1,500, they can either choose to pay the SD in full or elect to take out what is essentially a loan with Rhino Insurance and only pay $25 per month ($20 goes to Rhino and the remaining $5 goes to the PM company) toward their $1,500 SD.

Having a team in place is essential to long-distance investing.

Essentially, 80 percent of your appreciation is on an asset that the bank owns.