The company I currently use for my other investment homes said they don't offer management for any co living... unless everyone in the home is on one lease.

I guess I could do some work-arounds -- maybe reserve one unit in the first purchase for use as an AirBnb, and reserve my own time in it when needed - instead of claiming it as a primary.Are either of you (or anyone) familiar with a finance product/loan that will allow me to purchase under $150,000 (w/ strong credit) and do much of my own work and live-in a portion as a primary residence?  

Unfortunately, over the 11 months he has lived there, he has only managed to pay the rent on time once.

You'll need a contact who lives in Philadelphia for a rental license now to put down their contact info for the city.

We would buy a house live in it for 2-3 years then on to the next and rent the old one out.

Quote from @Vince Scipione: Yes, they are a popular choice where I live and work, however with the ever fluctuating cost of oil heat, many people have swapped over their boilers/furnaces to what is called a "Propane Gun" essentially it is a device that is affixed to the front of the furnace/boiler that injects the propane and ignites it.

When I tried to get it when my side of the family found out and tried tp take over reverse mortgage payments to bank because she had died it was to late so they sold the house to Hud and then other reverse mortgage companies but a relative still lives there so they can't kick them out.

I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

You could bring less down and possibly have a lower interest rate since you will be living there.

Quote from @Min Zhang: Cincinnati is one of my favorite cities to live in Ohio.