I believe I make MORE money by charging less in large part because of the reduced vacancy.If you can keep tenants on average a couple extra years and basically eliminate a 2 month turnover you have gained 2 months rent.

Hard money loans are loans based on (mostly) the value of the asset, eliminating or reducing the other criteria used for most mortgage loans of borrower credit, financial condition, and sometimes even cash flow of subject property.  

My goal is to obtain another rental property, possibly try anirbnb, and also eliminate the cc debt if possible. 

It's likely to keep getting eliminated in areas and while a good business for true business people who care about the people, 99 percent are just out for a small check and fail fast.

I have friends that routinely use ear plugs in a detached single family to eliminate noise from kids, spouses, cars going by on street, etc., when sleeping.

About 15 years ago contract for deeds were virtually eliminated in Texas by legislation which not only limited the benefits of using a CD, but introduced severe penalties for even minor issues of non compliance.  

Your strategy has potential, but it won’t eliminate depreciation recapture.

Eliminate debt, establish a budget, and save.

Eliminate debt, establish a budget, and save.

No problem on a LTR but with a 90 days rental it could be a big problem - or eliminate MTR all together.