Montgomery County update their laws regarding ADUs recently, which definitely opened up more opportunities for house hackers and investors alike.ADU regulations generally apply when you have a completely separate dwelling unit on your property — think a basement with its own entrance, kitchen, bathroom, etc.

You are not the entity itself - but the entity itself cannot take any real word action without a human (at least with technology today!)

Actually TALK TO THEM on the phone and/or in person, find out about their situation, and if they seem like a good fit, basically just be smart about it, and have human interactions with them, it's that simple. 

@Ivana Ivanovic I would say 8% is low to cover both vacancy AND repairs.If you expect to incur just one month of rent lost every 12 months, you'd be looking at an 8.33% (1/12 of gross annual income) vacancy rate.And, even for a brand-new build, you're going to have some repair/maintenance costs as long as you've got human tenants.

Hopefully, new legislation will change things to entice more carriers to the state.I suggest you reach out to your local insurance broker (where you plan to invest) and explain what you are looking for in a rental dwelling policy. 

Any use that leases living space for less than 30 days cannot be considered a residential dwelling.

The distinction is that 4 units or less is referred to as residential/small multifamily, and 5+ units is referred to as commercial multifamily.Here are the CO state guidelines for "Motels, Hotels, And Multi-Family Dwellings": https://www.sos.state.co.us/CCR/GenerateRulePdf.do?

Because we are human and make mistakes. 

It's human nature. 

Look at places like Habitat for Humanity Restore.