However, if there is a dwelling on the property there is 1 year from the auction date to cure the loan. 

I agree with Ken, get some costs and see if it's worth it but depending on how old the roofs are on your dwellings if you have a claim and replace the roof your rating might not really change. 

All this being said, these coverages are much more likely to be available on a homeowners policy vs. a landlord/dwelling policy.

eg, 300K liability, 20K theft, 200K dwelling, etc.

Upgraded windows, landscape work and made two separate dwelling units.

With a spirit of innovation, I transformed a single-family residence into a semi-multi-unit dwelling, aspiring to provide affordable housing.

There are many great family friendly parks but way too many other parks where this is the dwelling of last resort.  

(hereinafter called the “Property” and sometimes the “Premises”), 4 dwelling unit(s), upon the terms and conditions hereinafter set forth, for originalterm beginning on 2/1/2023 and ending on 1/31/2024 and shall automatically renew for successive twelve (12) month periods.

Most examples I could find involve a single dwelling with mixed use rather than two separate buildings.

He directed me to the City to have the building address added to receive mail and for this I would have to apply with the City for having an additional unit constructed (i.e. applications, permits, etc.) as mail can only be delivered to a dwelling (rather than a building).