I deliberately insisted on the 2 closings happening on the same day because I have a 2-hour drive each way from my home to Salisbury.

Clearly, each person has their unique circumstances and decisions of this size should be taken in context, with lots of deliberation and discussion (for all i know, I could be eating my words on this topic 12 months from now!).

It's important to know what the process looks like from the lenders' perspective:  "The major lenders say they are not deliberately holding back any foreclosed homes.

It becomes unethical if someone is deliberately giving misleading information, or falsifying documents.

Attention grabbing = more likely to be read IMO.Don't know if you knew of this, or whether it was deliberately or accidentally omitted - but thought I'd make you aware.

(yes I was deliberately shouting that!)

There was a deliberate US government program to encourage home ownership.

"Any misrepresentation or deliberate omission of fact that would induce the lender, investor or insurer to agree to the terms of a short payoff that it would not approve had all facts been known."

The price was quickly "corrected".Now, I've seen this happen more than once, and IMO it is sometimes done DELIBERATELY by the listing agent to draw attention to a property that has been languishing on the market.

It's an "omission" or "misrepresentation" - the way to CLEAR that deliberate omission is to disclose it to the first lender.