When I pointed that out, they suggested I instead setup my credit card as a vendor, and enter each charge as a bill, which would then fix the assets and liabilities issue.  

The power company supplied and installed the new meters (at no charge, at least not yet) and verified all the work around the 4 gang meter pan was done up to their standards.

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

Hey Jonathan - I usually start by checking what similar properties are charging in the area, considering things like size, amenities, and location.

The top agents would be charging like attorneys and make more money then the 2-3 percent they would get from the seller.

Tell him that you are running out of funds and you hadn't planned on the extra 20% he's charging on each bill. 

Conventional?

Also would charge points at origination and bump the rate up a point or twoReason being my guess is this borrower can it get conventional financing so they are a higher risk.

I got this notice in the mail where the HOA is charging $5457 in dues for the year...a 500% difference from your pro forma. 

I own a home currently with a conventional loan.