@David Cherkowsky, the lender will take the full rental income reported on the tax return, for that property, subtract it from the total expenses, add back depreciation, property taxes, mortgage interest, home insurance, HOA(if applicable), sometimes repair expenses(must be documented), divide it by the total amount of months the property was in service for that year (THIS NUMBER IS ON YOUR TAX RETURNS, SO MAKE SURE YOUR ACCOUNTANT DOES NOT PUT 12 MONTHS), and subtracts it against your total monthly mortgage payment.

Private money brokers can add value by thoroughly vetting lending opportunities and prioritizing client success over commissions.Stay Vigilant:Protect yourself and your clients by remaining vigilant and conducting comprehensive due diligence in all lending activities.

That affects businesses and services relying on the current paradigm.

My CIPS® designation and global network allow me to offer clients insights into international real estate trends as well.

If the property can service the debt at 90% leverage between a senior 1st and the seller second, you're looking at a good investment!

Your biggest challenge will be what to do when something goes wrong: nonpaying tenants, maintenance, mother nature damage, etc.Recommend you include these in any management agreement you sign, so you're not overcharged when you need these services.

Sometimes the foreclosure “rescuer” charges the borrower high 'service fees' up front and then disappears with the money without providing the promised service. .Each state has it's own foreclosure rescue/avoidance/solicitation laws.

Thank you to anybody who responds.Visit some local real estate investing meetups in your area or ask the local lenders who their most active clients are. 

What you’ll need to do depends on the system’s condition:💨 Basic tune-up – If it’s in decent shape, a service might be all it needs.❄️ Partial replacement – Swapping out the indoor unit or condenser can extend its life.🔥 Full replacement – If the system is ancient (or missing), just bite the bullet and install a new one.Pro Tip: A new HVAC can be pricey, but it’s a huge selling point.

Even with assignment deals from wholesalers, if there are things that were not disclosed I have been able to get clients out of them.