The ones who have succeeded had a relative nearby in the area they were investing in, a child living in the home, or grew up in the area they invest in so they at least know it really well and know the difference between a good street and a bad one.

Albany, Georgia• Population: 74,892• Poverty rate: 33.2 percent (top 10 percent)• 2017 violent crimes per 100,000 people: 1,130 (top 10 percent)• Median home value: $101,000 (bottom 25 percent)"Albany, Georgia, residents are more likely than most Americans to face financial hardship.

Can go from $25 to $500k…large line.Frost Bank, in Texas only.CALIFORNIA: Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs” San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank, Umpqua, TEXASFrost Bank, East West Bank, Hanscom FCU, Trustmark Bank, Veritex, WAFD BankUTAHMountain American Credit Union and America First have great rates for HELOCsAmerica First will do a HELOC on an investment property in Utah.STR DSCR Mortgages (not HELOCs)VisioHost FinancialAmerican HeritageLendingOneRCNTemple View Capital

Their child also has excellent credit, so he must have learned something from them.

The disadvantage is that they require boxes that hang on the wall and many Americans don't care for that look.

Real estate investing is the safest, and most effective way to build wealth for the vast majority of Americans.  

That is my theory, based on about 1,000 years of the history of real estate law from the Battle of Hastings in 1066 to the American Revolution, to the present.

We got a shaman to come in and it turned out there were 4 ghosts including the previous owner who had passed away there and the original owner of the house who had died there during child birth.

I've dealt with First American and Homeshield in the past and both experiences have been absolutely awful.

Overall they WERE problem free tenants until yesterday when we received a letter from an attorney stating one of the three brothers has been arrested for possession of child pornography.