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Results (10,000+)
Jack B. What are the risks of DSCR loans?
19 January 2025 | 9 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.
Sachin Amin New Construction SFH for investing
4 January 2025 | 5 replies
Often, the builder’s agents act as gatekeepers and may not have the information or authority needed to make decisions.
Jorge Borges Has anyone worked with Tardus Wealth Strategies?
15 January 2025 | 144 replies
It's really up to the individual investor (and their coach who helps them create their criteria and decision-making process.)
AJ Wong Ten Real Estate and Economic impacts of the LA Wildfires
16 January 2025 | 4 replies
In other words, individual policyholders are subsidizing the losses. - Inefficiency with payouts and administration will be compounded as the FAIR Plan has zero experience with a major pay out and lack infrastructure of assessors and technology to distribute the funds they don’t have.
Andrew Balint Cahokia IL Landlords?
31 December 2024 | 22 replies
Im looking to purchase a couple of 3Br 1bath SFH in Cahokia IL and rent them to Section 8.Does anyone have experience with the local Section 8 authority?
Joshua D. rei accelerator program
23 January 2025 | 20 replies
We focus on each individual's goal and provide resources to help them get there.
Steve Mitrano Flagstar Bank & LLC Transfer
12 January 2025 | 8 replies
For clarity; as with a trust, lenders do not exercise the "due on transfer/sale" clause when real property is transferred to the SAME individuals in an official capacity (e.g.
Erik Applegate Management by Room / Apartment Complex
4 January 2025 | 8 replies
I manage a few smaller complexes and they are all on individual price schemes though they are usually within a few dollars of each other. 
Ryan Vienneau Buildium users - how do you handle credit card tracking???
14 January 2025 | 8 replies
I contacted Buildium and they confirmed they do not offer credit card tracking, but offered a workaround which was to set up a credit card as a bank account, and when there is a balance it's just always negative in the bank account, and this would allow you to track individual purchases like it was a checking account.  
Alex Patton Refinance DSCR Advice
3 February 2025 | 26 replies
If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.