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15 September 2013 | 5 replies
I would like to turn my current house into an investment property.My grandmother learned of this plan and is considering taking a lump sum from her annuity and buying my current house outright, so I can mortgage the new house.My main questions:Would in be more profitable for her to withdraw the lump sum from her annuity and pay the tax penalty than for me to take an investment property loan?
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23 January 2013 | 41 replies
I have checked many options already, including annuity that promises a lifetime of income at age 65 or 70 with a lump sum investment now.
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2 April 2014 | 18 replies
I would think that in reality, anyone who would qualify going through a mortgage originator for a seller financed deal at that amount should be able to walk into bank and just buy it.The are only two advantages really for your sister on seller financing is the deferred tax benefit and a higher rate of return on the equity being paid as an annuity.
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11 April 2014 | 15 replies
RE is really the odd ball out when you attempt to assess an individual property, mainly due to the uniqueness of the variables effecting that one property.While we may compare a rate of return estimated for a property to an expect return on a security, that is really an invalid assumption to investing since the risks associated with these investments are not nearly the same nor do the require the same amount of management or knowledge to maintain the investment.Another issue is that a security only provides an economic and financial aspect to value, it carries very little as to any intrinsic value, a bond or an annuity is rather limited as to its usefulness.
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10 April 2014 | 16 replies
Seehttp://apps.irs.gov/app/picklist/list/federalRates.html I like the terms "annuity", "cash flow to give your kids or your church", and retired people think about their kids and leaving them some money, so leaving their kids a cash flow instead of a house is a great idea.
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10 April 2014 | 12 replies
Julie, I suggest you add to your list old, tired, worn out landlords, most will retire someday and seller financing provides annuity income and tax advantages to them, especially if they have held properties for decades.It's the best source for picking up properties with SF and often you can negotiate an entire portfolio of rentals.
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16 April 2014 | 11 replies
You're buying it for the annuity income.There are tons of threads here on notes, you need to start reading and digging to learn.
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19 April 2014 | 6 replies
With owner financing you can make up whatever terms you want.Over 1/3 of residential houses are free and clear.I get a list from a broker, and ask them to turn their house into an annuity stream instead of cash.Own a note with security instead of tenants and toilets.
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17 July 2014 | 18 replies
This cash flow asset is like an annuity payment, no management headaches, just cash the check."
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6 May 2014 | 5 replies
Next May, I will receive a $50k lump sum payment from an annuity settlement.