They can guide you on tax advantages, asset protection, and multi-state strategies.A HELOC is a smart way to leverage your equity—ensure your financing structure aligns with your long-term goals.Since you plan to add multiple properties annually, consider setting up bookkeeping and financial tracking systems early to streamline your operations.Best of luck with your BRRRR journey—it sounds like you’re off to a strong start!

Your plan to flip in your market and reinvest in a cash-flowing, landlord-friendly market is smart.

@Jake Baker Locking in a lower rate with prepayment penalties makes sense if you’re holding long-term, and co-living is a smart way to boost cash flow while addressing affordability.

Quote from @Brian Koons: Constructing an Accessory Dwelling Unit (ADU) in Southern California is a smart move, especially in a highly desirable neighborhood.

This is a great question, and it’s smart to dig deeper into the assumptions turnkey providers are using in their calculations.

Well, using an FHA loan to house hack could be a smart move.

BUT (It hurts to write this)It’s great that you’re taking the initiative to shop around for the best rates—this is a smart move when making such a significant investment.

Renovation costs would need to be financed separately.Private Lending or Hard Money: Use a private or hard money loan to acquire and rehab the property, then refinance into a joint long-term loan.Seller Financing: Negotiate terms directly with the seller for a flexible financing arrangement.Final ThoughtsUsing an FHA 203(k) loan for your first property is a smart move, and with the right partnership agreement, you can still achieve your 50/50 goals.

You have to practice and find smart ways to move around PPC/PPL is definitely something I’m keeping on my radar, it’s great to hear that it's working for you and bringing in motivated sellers.

Smart people they have to be right.   .