I went to the ATM to today to see if I could just start withdrawing my funds from the account that way but since I have several virtual accounts with funds in each one and baselane only issued one debit card for the "main" account, it won't let me pull the funds from the additional accounts.

Move slow, ask lots of questions, and don't be afraid to pass on a deal that doesn't feel right.Feel free to reach out if you want some resources on the Detroit market.

Given the seasonality there's likely slow workflow from the banks so it would be a good for you to apply, get approved, and be well poised for the spring market!

Its a slow grind since I don't have partners so building each brick at a time is what I'm willing to do . 

Initially I was planning to withdraw Roth IRA $ to invest. 

Investment Info:

Condo buy & hold investment.

Purchase price: $280,000

Cash invested: $7,000

Light rehab, rent, and 30 month balloon to refinance. After 30 months I will have paid the loan down a...

It can be slow as molasses.

Not only do they lose the retirement balance, but also they incur a 10% premature withdrawal penalty.  

There should be other options, however with an LLC and fourplex - yes, DSCR is by far most likely to be your best option unless you do the heavy lifting with local banks and credit unions (and these are increasingly not great options for this type of stuff as they move painfully slow and are under lots of regulations and restrictions)2) I haven't yet reached out local banks, but seeing the quotes from brokers makes me wondering if Banks may be better? 

The only other option I see is cashing out the 403b and paying income tax and 10% early withdrawal fee (I’ m 32).