You do run a "risk" of being outbid at REO sale and "losing" the property, but given that may happen, the "total debt" is your security as you may bid up to that amount where it makes sense, but you may also be able to cash out for a healthy profit at sale if you so choose.

It's actually 60 days, win or lose.  

People focus on the rates because they are a singular number and easy to understand but you can lose money on a rental at a low interest rate and get rich paying a high interest rate.

Failing might mean losing your house.

Ok lets talk about reality on a warp.. first off the buyer on a wrap has to acknowledge that if the underlying loan becomes due its their responsibility to cure it or they will lose their position.

Investing always looks scary I don’t wanna lose money. my monthly payments are 3k including taxes I am in NJ so property taxes on an acarage house is still high Investing can be scary. 

On the other hand, there have been many STRs which switched to medium term housing families who were displaced after losing their homes in the storm.

This has been true about every technological change in the industry - those who fail or refuse to adapt lose while those who embrace new tech win.

I might be bias, but most large corporations are focused so much on scaling that they lose touch on the client's needs.

Too much to lose besides money