I know it has been a while since you posted this and while my partner and I have both established HELOCs, I have been thinking again about what you said here.

This approach balances tax efficiency, financing goals, and family considerations effectively.This post does not create a CPA-Client relationship.

For a rental property, the gain is subject to capital gains tax (15-20%) and depreciation recapture tax (up to 25%) on any depreciation claimed, unless the proceeds are reinvested.To minimize taxes, consider reinvesting the sale and insurance proceeds into another property under §1033 or converting the property to a rental before selling to claim depreciation deductions.This post does not create a CPA-Client relationship.

This question crossed my mind recently after reading a post and some comments discussing whether an investor is experienced enough to raise capital from outside sources.

When we post theses its hard to figure out where.

The brokerage should be very glad to have you onboard.I'm looking forward to your future posts as you share your success. 

This is my first post so forgive me if this wasn't the correct forum to post this question. 

I am asking for any guidance on what else to look into for MTR to make sure this is the right decision for my mother-in-laws property.I appreciate your time reading my post and answering my questions!

@Aaron Costello thanks for posting. 

I think one important note that I omitted from my original post was some background info.