It’s true that while the 10% down payment for a second home sounds appealing, the fact that rate adjustments are now similar makes the distinction less about cost and more about strategy.A few years ago, I helped a couple in San Diego navigate this exact decision.

We think a smartphone app-type, GPS-enabled time tracking tool for tasks and hours would be a good start.

A buddy of mine here in San Diego once helped a first-time investor navigate an 8-unit purchase in Eugene, and over coffee in Old Town, he told me how the local property manager there saved them from a zoning hiccup that could’ve turned ugly.

It took 3 years, but,  I finally navigated the permitting process and now have all the permits I need to build 6 small cabins on a river in the mountains.

If you do the "do it yourself" route, you'll have to navigate your own paperwork.  

If you need a strong negotiator to help you navigate this, feel free to reach out I’d be happy to assist!

Nathan keep in mind not everyone is a landlord most litigation in RE is between partners and investors suing GPs etc etc. 

I'm looking at entering the AirBNB side or real estate. I was told I need to get a good understanding of these subjects:  1) Taxes, 2) Legal issues in ABNB, 3) Negotiations, 4) Short Term Rentals & 5) Tenant/Renta...

Connect with investors, navigate Troy, and manage stress.Good luck!

These steps can reveal potential issues upfront.You’re spot on about reserves; they’re critical for navigating situations like this.