These are NOT employees according to the website, they’re independent contractors who receive 1099 at the end of the year.  

Each one of those things can make or break an approval and the end goal of cash flow.Feel free to reach out I enjoy helping and those states are where I focus as well as my friends, family and my customers/investors.

And, would that invalidate the contract? Or

My son (age 24) however, is an independant contractor / self employed and is trying to buy a house. 

My husband did 90% of the work himself, only using contractors for large electrical, plumbing, and construction projects.

Even if my cash flow is negative while I live there, I will still be enjoying all the long-term benefits of owning real estate and my living costs will be cheaper than renting if I choose the right deal/property.I appreciate the insight!

I think if you are going to keep all three parties involved as owners of the deal long term then you need to separate yourself as a renter and a contractor.

I was in national construction for 5+ years I'm not afraid of a small contractor who's ripping you guys off 

Yep both enjoying the investment both short term and as a Longterm investment.  

I also have a neighborhood map and contractor spreadsheet that I can send your way.