A recent divorce can cause serious credit issues and I've had success with a tenant in this situation. 

Maybe it's the REMIC PSA's causing confusion. 

Don't say: it never happens, or it will never happen to me cause I have strategies around it!

When a syndicator noted recently that due to 8 degree temps in ATL, THREE of their assets were wracked by frozen pipes bursting, it caused me a little alarm, a little worry---and then I went back to watching TV.

If it is covered it's usually if caused by a covered loss meaning mold develops due to some other covered peril. 

But I think the your point on this causing a business loss is what's going to be my biggest huddle.

Here is  the biggest question - I expect withholding  $1.00 of the security deposit is going to cause friction.

Instructing or deliberately causing a borrower to sign business-purpose loan documents when you know the money will be used for consumer purposes has always carried civil liabilities.

The new standards are yet to shake out I think and it probably does cause some indigestion for investors and agents both. 

Like Duluth cause you saw a video on it.