Here are exemptions to Due on Sale(d) Exemption of specified transfers or dispositions With respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon— (1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property; (2) the creation of a purchase money security interest for household appliances; (3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) the granting of a leasehold interest of three years or less not containing an option to purchase; (5) a transfer to a relative resulting from the death of a borrower; (6) a transfer where the spouse or children of the borrower become an owner of the property; (7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property; (8) a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or (9) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

In fact I would suggest learning more about wealth creation and money management in general.

Should I find an area with lots of job creation, buy some property and outsource everything to a property management company?

It seems to me there was/is a basic idea underlying the creation of the rules, that there should still be an opportunity to redeem in the event that the lien/deed holder chooses not to perform quickly.

To that end, I try to spend at least a few hours of my time each month with organizations that help people in disadvantageous economic situations LEARN about finance and wealth creation.

If so, I would make it your mission to be in on the creation of Ordinance Change for landlords. 

Now you need to find what the CC&R's or other documents that were filed with the creation of the individually titled units are. 

As long as the capital grown out of an equity creation exceeds ones living expenses, one can accumulate capital to later deploy in an "investment."  

The problems that prompted it's creation was the mishandling of personal information i.e.

They do 5 and 10 yr balloons - 10 years is nice to extend.But here's the turnoffs to both their programs.1) Rates are high - 6.5% to 7% (firstkey lets you pay 3 points to buy down rate to 6.25% or something like that which seems really price).2) Entity creation is required.