Remember this is all just an outcome of demand and supply and not some exogenous event where banks are going belly-up etc which was what happened in 2008 starting with countrywide, Wachovia, WAMU etc.

That fat little envelope in my pocket brings me joy and warms the cockles of my aging heart.Now granted, I'm clearly a lot more steeped in sin than a lot of users of this website.

As far as actual risk, make your deals are fat and make sure you have  a conservative amount of money in reserve. 

been there done that a few times.. you just have to do a big belly laugh when that one happens

The hot water temperature was 140 degrees F at the time of testing.

Luckily my deal is fat and now my CCROI is about 10% worse.

It's one of those things that, like the shrunken head said in "Harry Potter and The Prisoner of Azkaban" (about the pea soup at The Leaky Caldron), "Make sure you eat it before it eats you".As I understand your post, you're complaining about free advertising which is working for you: steady stream of calls coming in.That said, of course, the poster could have just fat-fingered the number and posted yours instead of someone else's - or did they call out you or your company by name?

You got yourself into it and can certainly get yourself out of it.Trim the fat...If you're spending too much of your income and falling down on your obligations, the party is over.

Hope you have extra folding chairs.We are on a special diet called Keto, so we can only eat healthy high fat foods, avocados, fresh farm eggs, grass fed beef etc. no carbs, nothing high in sugar like fruit, or anything processed.

I have donated dogs for service animals and they always turn down fat headed dogs even if they are the best candidates, because of peoples negative perceptions.