I have also gone dead ahead with notices of sale to lenders then relying on silence being affirmation or approval of the transaction, it's harder to change a policy if they accepted a years worth of payments then claimed discovery with a notice given a year ago.Again, a local attorney needs to address such issues with both parties of a Sub-2 or any installment sale.And, the notices and agreements of the note and deed of trust may guide the lender in either direction according to the terms.

When I go over the move-in inspection form with the tenants I explain that everything drains and flushes fine at present.I remind them of the lease clause covering that.I explain that it's common sense: that if it's the house's fault (tree roots, old pipes -- then I pay) but if it's their fault (hair, paint, feminine products -- then they pay).Unfortunately most tenants have the attention span and comprehension skills of a gnat so it never fails that I have to call a plumber at least once.As Brian suggests, though, if it's a great tenant I'll cut some slack.

They are also happy to support non-meritocratic systems, such as public schools, affirmative action, etc. because they do not seem to truly believe in the concept of merit.

Turn on both hot and cold washer lines to a very slow stream.if you feel like these are not working, you can always add a hair dryer to blow warm air under your sinks, or on the faucets in your laundry roomIf your home is built on a crawl space, take cardboard and cover all of your vents in your foundation.

Nice...I thought that may make some of the hair stand up on the back of your neck Phil!

For the short version, skip to the second to last paragraph of this post:The theory behind YNAB is that you give ever single job a dollar, so everything is accounted for (even wild hair money).

no cab driver, postal worker, hair dresser, so on and so forth "investors" I have encountered so far.  

I had to do an affidavit affirming I had never done a loan in NV and if I do I will get properly licensed.

Many other states create such an affirmative obligation to report ethics violations.

Do you ask your Dentist which shampoo to use for your hair?