I bit the bullit this year cost me over 100k in tax.. but now I am out of YOKE around my neck and never have to deal with a tenant or PM again..

Theres a lot of debt to go around in my house, as my younger brother (19) has a combination of a defect in his aorta valve as well as the disease hypertrophic cardiomyopathy (probably spelled that wrong, its the same disease that most of the young highschool atheletes died of on the court/field from being undiagnosed, thankfully his aorta defect allowed for frequent testings and caught it ahead of time) and a mytochondrial defficiency in his skeletal muscles.

That will tell you who the "real deal" investors are in your neck of the woods.

.$1,794 = Permit fee in your neck of the woods$40k = Permit fee in my neck of the woods$361 = utility tie-ins in your area$30k = utility tie-ins in my areaMaybe $3k = soft costs in your areaIt's $30k for soft costs in my area$3,500 = land cost in your area$350k to $3.5M = land cost in my areaYou DON'T need an owner-builder permit in YOUR areaYou DO need an owner-builder permit in MY areaYou DON'T need to send letters to your stupid *** neighbor in your areaYou DO need to send letters to your stupid *** neighbor in MY area.Long story short, you can do things your way in your area.

How's your neck of the woods these days?

It's helpful to get this drilled into your head early, as you'll build up a mental muscle to avoid spending money on depreciating assets.

@Grace Carney Hello and welcome to BP, a great place to work your out your investor muscles. 

I believe 30-year rates are averaging 3.41% or so right now and HELOCs in my neck of the woods are running at P+25bps or more making a HELOC more expensive than a fixed rate mortgage.  

Rates are closer to .6% - .9% in my neck of the woods of worse.

In my neck of the woods, you can bequeath your property to anyone for a $46 recording fee.