We are looking for value add properties now and eventually want to develop raw land in our town or anywhere opportunity might be.

Yes, we all want to start with the best raw ingredients possible but honestly, we could make most places work, what changes is the HOW. 

I will say the real estate deal analysis has to do with how good your raw data is rather than what software it runs on.ie.

I gave you the raw data and you shared an opinion piece from a radio show…  best of luck to you in AZ.   

We currently have 3 properties in Guilford, CT (one rental, one residential lot, one raw land) but are seeking to invest in multi-family homes in Hamden, CT.

Just create a free account to capture some initial data, or you can always buy their data (don't buy their reports, just buy their raw data).  

Creative financing is basically figuring out something grounded in reality.For instance, I was able to buy a raw piece of land in WA many years ago with some hard-earned savings. 

I had one system installed on raw land I bought and I put in a system much larger than I expected to need, because it's not much more expensive and easier to do the first time.I'd add to all of the above that you also need to make sure nobody is driving or parking on the field.In areas where this is normal, people just seem to know what they're supposed to do and not do. 

Yes, we are still in escrow…but after a long and emotional conversation with my fiancee this afternoon, we have decided that although it would be a dream to own this piece of raw land, it just doesn’t make sense to take on a liability at this time in our lives, let alone one that we're 90% excited about.A bit of context: my fiancee and I have a dream of one day owning a chunk of land that we can take care of and build a nest on.

I’m writing this short primer because I get development loan requests for projects on a daily basis from borrowers and other brokers who aren’t well versed on how lenders analyze A&D loan requests.I hope this helps.A land development loan is an advance of funds, secured by a mortgage, to finance the making, installing, or constructing of the improvements necessary to convert raw land into construction-ready building sites.