I am using a local bank he who i am forming a good relationship with but their products and loans are more geared towards traditional residential loans

I am using the single family one for my spec home.https://www.adventuresincre.com/

I already am using my VA home loan on my primary but was curious if there was any loan options for veterans specifically for investment properties.

I have always worked in Baltimore and I am used to the hassles.

I am used to 30% first spring, 20% first fall, another 30% second spring and then the final 20% second fall. 

I am using that same rectangular sink for my powder room at home :)  Well wishes on a quick sale of this home so you can move onto bigger flips and REI endeavors ;)

BUT.... as I know there is a very large development of a Train Station HUB just a few blocks away, I am using my intellect and know that it will eventually increase my rents as the demand for the area increases.Eventually, 10 years from now, and that Train station hub is opened, I will reap the reward of approximately $4k per year or $383 per month increase in cash flow.You cannot do this kind of analysis with a Cash on Cash Return.You need the Internal Rate of Return.When you want to talk to the big boys, the Investment Bankers, the Commercial Lenders, your own Partners, sophisticated investors, etc., you need to understand IRR, how it works and why the one shot CoCR is just not correct.When you really understand these calculations.... the all kinds of scenarios can be modeled.When you understand all kinds of scenarios, you can begin to predict the future with accuracy as you use your God Given Intellect.

Shoot me a msg if you would like to know who I am using.

Since i am using the parents credit I would only charge one background fee (which btw i dont charge for) so they are not paying multiple fees which gets expensive  I love my college kids - they are excellent tenants so i hope your experience is as good as mine has been 

@William HochstedlerDid you not read all the posts here, including the most obvious incorrect replies, which are amusing and in some cases illegal