I'll see.My agent found me a lease that others in his office have used, but seems pretty generic to me.

I'm going to say this in a generic sense, not necessarily as it relates to the OP.

State requirements can be had from you closing agents, other aspects are pretty much generic. :)

The published generic tables do not capture that. 

Now I can only find generic stuff like this:http://research.stlouisfed.org/fred2/series/SPCS20RSA/So are you thinking this new bubble will go higher than the 2006 bubble, fall lower that 2012 prices?

(you will want to ask any servicer about them reporting, not all do)So the contrast here is that a refinance event now or in the future, as it generically sounds will be tough unless the borrower cleans up his credit and pays a little principal down.

J Scott:Apply your same questions about eugenics to slavery.You can come up with situations in slavery that benefited those in slavery but that does not make slavery right just as it does not make eugenics right.This is where governmental laws must speak to the "generics" of a situation but the application of the law (in a trial situation) is judged by the judge according to the specifics of the case.

Just to rule out a couple other things, can you tell us generically what type of property you are trying to purchase is, such as a single family residence, duplex, condo, town-home, 10 acre farm with house or 50 unit apartment building, etc?

The couple hundred you save, using a generic contract, will be lost very quickly on the one item you overlooked.

I am justing generically what type of lenders do this this and how does it work...do they place liens against all properties involved?