Rather than remove, glue or tack new slim boards or veneers  over everything.

Ours is called "Mr Slim" Ha!

It's a slim piece of plastic, with a few barbs on it, and people use it to pull hair out of the sink drain.

Everyone wants the magic pill.

But paying anything in the scenario you described would be a tough pill to swallow for me personally. 

Theoretically you could submit an offer to these people who then submit that to the bank to begin the shortsale process, but it is a lot of pain for a slim chance of gain.  

Especially those that have no money and get into sandwhich leases or sub too some of those folks I literally kept out of Jail.. those are NOT appropriate for beginner investors in my mind or those that are not very well cashed up.. the margin of error is so slim... to the point I would suggest they should be heavily regulated same with sub too this should be regulated like Dodd Frank has regulated sub prime.. same thing disaster waiting to happen to those with little reserves and not much experience.So its just point counter point... no one is trying to be negative about the business or being a bully or anything. just a does of reality for the no money no credit crowd.

Actually the chances of someone born in the bottom 20% to rise above that threshold is very very slim.

@Jermaine JohnsonTechnically yes - chances are very slim right now based on the current lending environment and even on owner financing / sub2.

The probability of the Heroes Act becoming law is slim to none.