From my understanding once you have a tenants ssn you need processes in place to safeguard it so I feel their license is enough.  

I wouldn't want to give any contractor that potential, so this is actually a safeguard for the homeowner, but more for the bank.  

HML are very location sensitive  so finding a lender as close as possible to your deal will benefit you.but you do have an uphill battle from what you have described. 

We looked at market data on lowest avg occupancy in one of the submarkets we were in and it hit 85% in 2009 as the very low point while our sensitivity model showed we can make money at 80% and B/E at 75%...and this was a pretty deep recession. 

They are also very time sensitive.

In both sets of those example routine errors that >75% of tax professionals (who are mostly idiots, just like my profession) will make 100% of the time (and there are MANY others) it can be solved on a refinance transaction where timing isn't an issue, but our time-sensitive purchase transactions - where it takes the tax professional more than 48 hours to respond to a simple email with clarity when we have a 21 day close of escrow that the client is contractually obligated to (I'm already hearing your common sense objections, and do not disagree, but most tax professionals take days and weeks to respond to simple emails) - are sometimes screwed up.

I have been trying to research the pros & cons of switching my self directed IRA over to a new administrator, as well as changing it to a Solo-401k... after speaking with Brian at Safeguard.

Could be a sensitive situation, and you may make yourself seem uncouth.

It's to be safe guard their pay out to start but also as beginner sometimes people back out of the deal.

The lower end Roku units without the Wifi remote are not as responsive and easy to use.The new Apple TV units I think are not easy to use because of the touch sensitive remote - requires too much dexterity for an older person or child to use effectively.