Or any suggestions on how i should adjust my REI strategy compared to what the typical investing strategy would be?

Hey Sherish, inventory is low in West Sacramento, and their schools are really good compared to other parts of Sacramento.

Then maybe.You also need to look at total return and compare those numbers with the returns you could receive from other investments

I would compare that to running a marathon in the Olympics.

I don't mind hopping on a quick call to compare selling vs what you could get out if you decided to refinance and pull some of your cash out of the project.

Also, seller financing wasn’t scalable because less the 10 percent of people owned their homes outright compared to 40 percent now.

Compare what you planned to what other similar rentals have in the same area to make sure it's all necessary.

The reason being you'd be leaving a super low rate (comparatively) to then roll it over into something more expensive.My answer to your question is the same I give myself and my clients: It depends on what your situation & goals are.

If you are looking to do this owner-occupied, conventional may work, but if you have issues qualifying, you can run the numbers as a non-owner-occupied property and pursue a DSCR loan.I am able to qualify for a conventional loan with a 5% down and an interest rate of around 7.5%.I would like to know how down payment requirements and interest rates for DSCR loans compare to conventional loans.

The difficulty I’ve had in running comparable is the time of year.