As a realtor when you have a legitimate short sale and have the property listed at less than the payoff amount you need to include the phrase " subject to lender approval".

If someone were going to make an educated criticism of something you cannot include the phrases and words that Reed uses.

How would you phrase it?

"Great deals" is just a marketing trigger phrase.

As you can see, this is a situation ripe for fraud and in fact, many do use it to commit fraud.And with regard to the seminar, the big phrase is "if you are not withholding crucial information" it is not fraud.Ok, fine, but then you have to ask what is "crucial information".

I wouldn't use the phrase "out of line".

I shudder every time I see this phrase (pun intended) but look up the BRRR strategy.  

@Michael Le - it was Andrew Carnegie who coined that phrase.  

I am in the insurance industry but we have two fulltime employees doing nothing but cold calling apartment and commercial property owners... there is not magic bullet or phrase that can make a prospect interested.

After some reading i see that term does not have to equal amortization length due to balloon payments or resets.Let me re-phrase my question. 1.)