But at the same time, this creates problems for people who are genuinely able to pay their debts (if needed) and are qualified, but banks are holding out trying to wait for the bailout.... at least that's what I think he's saying from his little quote there.

There are some genuinely nice looking laminates.

If I show a genuine interest in other people's lives and businesses, they tend to ask about mine.  

I'm genuinely hoping I wind up with a product I'm not finding today that will take away a bit of the worry.

If you are a nice, genuine person, just speak that way to others and be patient with Sellers.  

But it's not cheap, as you'd expect if they're genuine. 

I understand people are dedicated and their lives genuinely do revolve around real estate (There is nothing wrong with that!)

I am genuinely interested in learning and I humbly seek knowledge and experience in higher levels of the real estate world.

Those really need to be donated or sold on Craigslist (Detroit Avenue comes to mind).I have had a bunch of investors come to me post-Sierra Realty (search the forums if you're unaware)...these properties are never what we expect them to be and the owners genuinely need help to avoid walking away from Toledo.

I've always found the Lucas County board here in Toledo to be made up of reasonable people who are appreciative we take our time to appear and are genuinely pleased that good landlords own in Toledo neighborhoods.