The settl4ement was private, but I bet it was at least $400k knowing the attorney's involved, maybe more. 

In fact, I would bet that the only stockholders that would have enough clout to move prices, such as pension funds and the like, would probably appreciate a bank that maintains clear line-of-sight between the note holder and mortgagee. 

The departing tenant says she will continue paying rent, but I wouldn't bet on it.

Best bet is likely (not absolute - everyone's situation is different) is to look at a national lender or broker that has options in lots of states - its a great development versus 20 odd years ago, with technology, internet, places like this - can have access to many more options than before (local broker or lender thats it)

If your goal is to offset your mortgage with a house hack then Lowell would be a good bet, but if you're looking for a longer term appreciation play then the areas closer to the city would be better, although the offset from cashflow may be lower than what you're looking for.A good step for you would be to dig into specific areas more as @Lien Vuong noted above.

I bet it looks very amateurish.

Your best bet are still the Townships - they have the best schools in the county with the least restrictions. 

Ive seen what you do and I bet you guys are just over thinking this. 

You can probably just Google how many pre-licensing hours and education you need for your state in Georgia but I bet its around 20-30!

Like contact cases, wrapped toothbrushes among other things.They do get used and I am sure they are appreciated.They might not state it in their 5 star review, but I am betting that it creates positive thoughts and that helps the reviews.